Score impact · then loan savings estimate

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Current credit score
out of 12
Recent derogatories in last 12 months

Student Alert: Living in a dorm? These results apply to you too! A higher score often means lower interest rates on your loans. Check the Potential Loan Savings tab to see how much you could save.

Results

Your estimate

+39 – +64This range is an estimate, not a guarantee. Credit scoring models differ across bureaus.

Estimated score change in 12 months

Estimated score trajectory

These estimates based on typical credit scoring models and rent reporting behavior. Your actual results may vary.
Chance of increase:High
Chance to move up a tier:Medium

First changes may appear 30–90 days after your rent tradeline is reported.

Estimates only, not a guarantee. Results are based on reported rent payments and typical credit scoring behavior. Credit score impact and loan terms vary by profile, lender, and bureau.